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Sharon Reformed Presbyterian Church · Sermon study sheet

Faith Accounted Righteous

Pastor Bryan Schneider · June 27, 2026

Romans 4:5-8

sharonrpc.org/sermons/romans-458

Scripture

Sermon Text

Romans 4:5-8

But to him who does not work but believes on Him who justifies the ungodly, his faith is accounted for righteousness, just as David also describes the blessedness of the man to whom God imputes righteousness apart from works:

“Blessed are those whose lawless deeds are forgiven,
And whose sins are covered;
Blessed is the man to whom the Lord shall not impute sin.”

New King James Version (NKJV) Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. All rights reserved.

Summary

Main Points

  • God has made a way for sinners to be made right with Him, and that way is through Jesus Christ alone.

  • Abraham demonstrates that righteousness is credited by faith, not earned by works (Romans 4:3–5).

  • God justifies the ungodly—not because they are righteous, but because they trust in His promises.

  • Genuine godliness is the fruit of God's grace, not the cause of it.

  • Mature Christians face subtle dangers:

    • Forgetting that God's grace, not personal effort, sustains the Christian life.

    • Becoming so focused on imitating Christ that they neglect resting in Christ.

    • Measuring others by their own standard of sanctification rather than Christ's righteousness.

  • David's testimony in Psalm 32 illustrates the joy of forgiveness despite grievous sin.

  • The heroes of Scripture are not examples of moral perfection but examples of faith in God's promised Redeemer.

  • Jesus alone perfectly fulfilled God's law, bore our sins, and provides the righteousness credited to believers.

  • The Christian's only hope before God is Christ's finished work, not personal merit.

Key Scripture References

  • Romans 4:3–12

  • Genesis 15:6

  • Psalm 32:1–2

  • Romans 3:20

  • Isaiah 64:6

  • Hebrews 11

  • Hebrews 12:2

  • James 2

  • 1 John 1:8–9

  • Exodus 23:7

Reflection and discussion

  • Why does Paul use Abraham as the primary example of justification?

  • What does it mean that God "justifies the ungodly"?

  • Why can no amount of good works earn righteousness before God?

  • How does David's experience deepen our understanding of God's grace?

  • Why is it dangerous to compare our righteousness with that of others?

  • What is the relationship between justification and sanctification?

  • How does resting in Christ differ from striving to earn God's favor?

  • Why are biblical heroes ultimately meant to point us to Jesus?

  • How does Christ's finished work provide assurance for believers?

  • How should the doctrine of justification shape daily Christian living?

Key terms

  • Justification – God's legal declaration that a sinner is righteous because of Christ.

  • Imputation – The crediting of Christ's righteousness to believers and believers' sins to Christ.

  • Faith – Trusting and resting in Christ alone for salvation.

  • Grace – God's undeserved favor toward sinners.

  • Sanctification – The lifelong work of growing in holiness after justification.

  • Righteousness – Perfect conformity to God's holy standard.

  • Covenant Sign – An outward sign that seals God's covenant promises (e.g., circumcision in the Old Testament).

  • Repentance – Turning from sin to God in faith.

  • Forgiveness – God's gracious removal of the guilt and penalty of sin through Christ.

  • Gospel – The good news that sinners are saved by grace alone through faith alone in Christ alone.

Notes and prayer